Mortgage Pre-Approval
Start your home buying journey with confidence. A mortgage pre-approval tells you exactly how much you can afford and shows sellers you're a serious buyer.
Benefits
Why choose this option?
Our Process
How it works
Submit Your Information
Complete our simple online application or speak with an advisor. We'll need basic income, employment, and identification details.
Credit & Income Review
We assess your credit profile and verify your income to determine your borrowing capacity and eligibility for different products.
Lender Matching
Based on your profile, we identify the best lenders and products for your situation, comparing rates and terms across our network.
Pre-Approval Certificate
You receive a pre-approval certificate stating your maximum purchase price and the rate you've been approved for.
FAQ
Common Questions
Does pre-approval guarantee I'll get a mortgage?
Pre-approval is conditional on verification of the information provided and the property you choose. As long as nothing significant changes, you should be able to complete your purchase.
Will applying for pre-approval affect my credit score?
Yes, a mortgage pre-approval involves a credit check which may have a small, temporary impact on your score. However, multiple mortgage inquiries within a short period are typically treated as a single inquiry.
How long is my pre-approval valid?
Most pre-approvals are valid for 90-120 days. If you haven't found a property by then, we can easily renew your pre-approval with updated information.
Can I get pre-approved if I'm self-employed?
Yes! We have extensive experience helping self-employed borrowers. You'll typically need 2 years of business financial statements and tax returns.
Ready to get started?
Our team is here to help you every step of the way. Apply online or contact us for a free consultation.