Terms of Use

1. Agreement to Terms

By accessing or using the Lendvox website (lendvox.net) and our services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.

2. Our Services

Lendvox is a mortgage brokerage that arranges residential mortgage financing by comparing options across multiple lenders. Our services include:

• Home purchase mortgage arrangements
• Mortgage pre-approvals
• Mortgage renewals
• Refinancing services
• Debt consolidation solutions
• Investment property financing
• Mortgage calculators and educational resources

3. Eligibility

To use our services, you must be at least 18 years old and legally capable of entering into binding contracts. By using our services, you represent and warrant that you meet these eligibility requirements.

4. User Responsibilities

When using our services, you agree to:

• Provide accurate, current, and complete information
• Maintain the confidentiality of any account credentials
• Notify us immediately of any unauthorized use
• Use our services only for lawful purposes
• Not misrepresent your identity or circumstances
• Not interfere with the proper functioning of our website

5. Information Accuracy

While we strive to provide accurate information, the content on our website, including mortgage rates and calculations, is for informational purposes only. Actual rates, terms, and conditions are determined by lenders and may vary based on your individual circumstances. Our calculators provide estimates only and should not be relied upon as guaranteed figures.

6. No Financial Advice

The information provided on our website does not constitute financial, legal, or tax advice. We recommend that you seek independent professional advice before making any financial decisions. While we will guide you through the mortgage process, the final decision on any mortgage product rests with you.

7. Intellectual Property

All content on our website, including text, graphics, logos, images, and software, is the property of Lendvox or our licensors and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written consent.

8. Third-Party Links

Our website may contain links to third-party websites. These links are provided for your convenience only. We do not endorse or assume any responsibility for the content, privacy policies, or practices of any third-party websites.

9. Limitation of Liability

To the fullest extent permitted by law, Lendvox shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services. Our total liability shall not exceed the fees paid by you, if any, for our services.

10. Indemnification

You agree to indemnify, defend, and hold harmless Lendvox and its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services or violation of these terms.

11. Termination

We reserve the right to suspend or terminate your access to our services at any time, without notice, for any reason, including violation of these terms. Upon termination, your right to use our services will cease immediately.

12. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

13. Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services after any changes constitutes your acceptance of the new terms.

14. Contact Information

If you have any questions about these Terms of Use, please contact us: